Terms of Service

Effective Date: 7/19/2025

1. Agreement to Terms

By accessing or using Mint Margin (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.

These Terms apply to all visitors, users, and others who access or use the Service, including vendors, collectors, and team members.

2. Description of Service

Mint Margin is a software-as-a-service platform that provides trading card valuation, trade calculation, and transaction management tools for collectors and vendors at card shows and shops. The Service includes:

  • Card search and pricing information
  • Trade value calculations with customizable margins
  • Trade history and reporting
  • Collection management tools
  • Team collaboration features
  • Analytics and insights

3. Account Registration

To use certain features of the Service, you must register for an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information
  • Keep your password secure and confidential
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

You must be at least 13 years old to use this Service. By registering, you represent that you meet this age requirement.

4. Subscription Plans and Billing

4.1 Free Tier

  • Unlimited trades
  • Basic features with limited trade history
  • Subject to upgrade prompts

4.2 Paid Subscription

  • $4.99/month for unlimited trades
  • Full access to all features
  • 14-day free trial for new subscribers
  • Monthly recurring billing via Stripe

4.3 Payment Terms

  • All fees are in USD and non-refundable
  • Subscriptions auto-renew unless cancelled
  • Price changes will be notified 30 days in advance
  • You can cancel anytime before the next billing cycle

5. Acceptable Use Policy

You agree NOT to:

  • Use the Service for any illegal purposes
  • Manipulate prices or engage in fraudulent trading
  • Scrape, mine, or harvest data from the Service
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service
  • Impersonate others or provide false information
  • Use the Service to harass, abuse, or harm others
  • Resell or redistribute the Service without permission
  • Violate any applicable laws or regulations

6. Intellectual Property Rights

6.1 Our Property

The Service and its original content (excluding user content and third-party card data), features, and functionality are owned by Mint Margin and are protected by international copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain ownership of your trade data, notes, and other content you create. By using the Service, you grant us a license to use, store, and process your content to provide the Service and create anonymized analytics.

6.3 Third-Party Content

Card images, names, and related content are property of their respective copyright holders (e.g., Pokemon Company, Wizards of the Coast). We use this content under fair use for pricing and identification purposes.

7. Data Accuracy and Disclaimers

7.1 Pricing Information

Card prices are provided for reference only and are sourced from third-party APIs. We do not guarantee the accuracy, completeness, or timeliness of pricing data. Users should verify prices independently before completing trades.

7.2 Trade Calculations

While we strive for accuracy in trade calculations, users are responsible for verifying all trade values and terms. Mint Margin is not responsible for losses due to calculation errors or pricing discrepancies.

7.3 No Warranty

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, Mint Margin shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, arising from:

  • Your use or inability to use the Service
  • Any unauthorized access to your data
  • Any errors or omissions in content
  • Any trading losses or disputes
  • Any interruption or cessation of the Service

Our total liability shall not exceed the amount paid by you to Mint Margin in the 12 months preceding the claim.

9. Indemnification

You agree to defend, indemnify, and hold harmless Mint Margin, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your trading activities and disputes

10. Termination

We may terminate or suspend your account immediately, without prior notice, for:

  • Violations of these Terms
  • Fraudulent or illegal activity
  • Non-payment of fees
  • At our sole discretion for any reason

Upon termination, your right to use the Service will cease immediately. You may download your trade history before termination.

11. Dispute Resolution

11.1 Informal Resolution

We prefer to resolve disputes informally. Please contact us at support@mintmargin.app before initiating any formal proceedings.

11.2 Arbitration

Any disputes not resolved informally shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

11.3 Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class actions.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified via email or Service announcement at least 30 days before taking effect. Your continued use after changes constitutes acceptance.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mint Margin regarding the Service.

16. Contact Information

For questions about these Terms, please contact us at:

  • Email: legal@mintmargin.app
  • Support: support@mintmargin.app
  • Address: [Your Business Address]

17. Additional Terms for Teams

Team accounts have additional responsibilities:

  • Team owners are responsible for all team member actions
  • Team data is shared among authorized members
  • Removing a team member does not delete their historical data
  • Team billing is the responsibility of the team owner

18. Beta Features

We may offer beta features that are provided "as is" without warranties. Beta features may be discontinued at any time and should not be relied upon for business-critical operations.